A1 Van & Trucks Limited now have the ability to meet your financial needs as they have partnered up with
Credo Capital Finance Limited.
A1 Van & Trucks Limited can help you explore vehicle finance when you are purchasing a vehicle from us. We work with Credo Capital Finance Limited to support finance applications and to help you understand the options available.
About Credo Capital Finance Limited
Credo Capital Finance Limited is an FCA-authorised firm that arranges and/or provides vehicle and asset finance. Depending on the agreement, finance may be provided by Credo or by another finance provider they work with.
Hire Purchase (HP) – how it works
Hire Purchase is a form of finance used to buy a vehicle. You usually pay an initial deposit (if applicable) and then make fixed monthly repayments over an agreed term. Once all payments have been made (and any option-to-purchase fee, if applicable), ownership usually transfers to you.
Benefits of Hire Purchase
- Spreads the cost over an agreed term (commonly 36–60 months).
- Fixed monthly payments can help with budgeting.
- You usually own the vehicle at the end of the agreement (subject to the agreement terms).
Things to consider
- The vehicle may depreciate over time.
- If you don’t keep up repayments, it may affect your credit file and the vehicle may be repossessed.
- Early settlement may be available, but the amount payable will depend on the settlement figure under your agreement.
A1 Van & Trucks Limited is authorised and regulated by the Financial Conduct Authority (FRN: 730887).
If you are purchasing a vehicle from us, we can introduce you to Credo Capital Finance Limited (FRN: 670362). Credo is authorised and regulated by the FCA and may act as a lender and/or a credit broker. Where Credo acts as a broker, they may introduce you to a lender from their panel who will provide the finance agreement.